Kevin Musico is the co-founder and principal of a Goosehead Insurance franchise brokerage headquartered in Reno, Nevada. With an unconventional background as a turnaround and bankruptcy consultant who spent 50 weeks a year on the road, Musico brings a unique, systems-thinking analytical lens to the insurance industry. He and his wife, Lori, transitioned from being captive agents at State Farm to building an independent brokerage that now represents over 80 carriers across seven states, including California, Nevada, and Tennessee. Musico is widely recognized as a leading expert on the intersection of insurance and wildfire risk, frequently presenting to major real estate organizations on how to treat insurance as a strategic asset-protection tool rather than a mere commodity.